Hear This…Insurance Secrets!

 In Colorado Insurance Professional, Fun, Home Insurance


It is getting to be that time of year again when we start to get cabin fever and need to go on an adventure.  If this adventure take you to a family reunion, don’t worry, you can still have fun.  There are many quests that can be taken with family.  If your quest takes you overseas, just be careful.  You are a long way from home.  Make sure your home is properly covered.

Here is a little insurance secret regarding your homeowner’s insurance policy- the personal property section under your policy protects your assets.  What if you are traveling and something gets stolen?  You would have to look up what your policy covers.  If you can’t find it call your local independent Affordable American Insurance Agent.

What if you are on your adventure and somebody steals your beloved gold watch, MacBook, and iPad?  Are you at a total loss?  You will need to look at the 2nd part of your homeowner’s insurance policy, under Part C. (The following paragraph should be part of this one, but my computer won’t let me combine them so you will have to.)(Part C is the part that goes over personal property)   Usually you are not at a total loss unless your deductible is really high.

Assets that are brought along with you on a trip are usually covered.  This coverage is usually a small percentage of the overall value of the home owner’s policy.  You may not want to bring your laptop or other expensive items but if you do, your homeowner’s insurance policy has your back.

More Companies. More Options. More Savings.

Affordable American Insurance is a local Colorado independent insurance broker.  We sell insurance from multiple companies including: Travelers, Safeco, The Hartford,  Progressive, and many more.  If you are looking for home, auto, health, life, or business insurance we have a company that is right for you.  Find your agent here.

Affordable American Insurance

Joshua Smith
Affordable American Insurance
Director of Social Media



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