Flowers, Showers, and … Flooding

 In Colorado Insurance Professional

I often hear about April showers and how they bring May flowers but I’ll let you in on a little secret…  flowers come from the local hardware store.  April showers do bring flooding and  when it rains it pours.  Flooding can cause massive damage to your home, creating a need for flood insurance.

Flood insurance, This is Colorado, do we really need it?  Yes, you may need it because 25% of all flood claims come from low risk areas.  This could be your home.  If you live close to a river, the risks are even greater.

You might think, “The water is rising. I will just call my insurance agent and everything will be fine.”  In most cases, buying insurance gives you immediate coverage but flood insurance is different.   There is a standard 30 day wait period, meaning your insurance will be in effect on the 30th day.  This may be too late in many cases.  You must plan ahead when you are thinking about purchasing flood insurance.   Make sure you have coverage when you need it.

Flood insurance could save you from the biggest catastrophe of your life.  If you are unsure about whether or not you need flood insurance, talk to one of our local independent Affordable American Insurance agents.

More Companies. More Options. More Savings.

Affordable American Insurance is a local independent Colorado insurance broker.  We sell insurance from many insurance companies some of which include: Travelers, Safeco, Progressive, The Hartford, and many more.  If you are currently looking for auto, home, life, health, business, or any type of insurance, we have a company that is right for you.  Find your local agent today.

Affordable American Insurance

Joshua Smith
Affordable American Insurance
Director of Social Media

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