Why do I need business auto insurance rather than personal auto insurance?

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Many personal insurance policies do not provide protection if being used for work.

Many personal insurance policies do not provide the limits required by many contracts.

Most personal insurance policies will not cover vehicles not rated for personal use such as:

  1. Trucks rated over 1-ton
  2. Dump trucks
  3. 18 wheelers
  4. Vehicles with modified a chassis or frame
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