How can I reduce my home insurance premium?

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Many factors are used to determine your insurance premium. Below are some factors that you can control to help reduce your prices:

  • Choose higher deductible amounts
  • Keep your Home and Auto insurance with the same company
  • Keep your home maintenance up to date
  • Purchase a burglar and fire alarm for your home
  • Replace your smoke alarm batteries every 6 months
  • Purchase a fire extinguisher and keep it updated yearly
  • Make sure all exterior doors have dead-bolt locks
  • Purchase a hail-resistant roof with a 40 or 50 year guarantee
  • Be careful when filing a claim (be sure to consult with your agent if you aren’t sure you want to file a claim)
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