How can I reduce my auto insurance premium?


Many factors are used to determine your insurance premium. Below are some factors that you can control to help reduce your prices:

  1. Keep your driving record clean (tickets can increase your rates).
  2. Keep your claims record clean (both small and large claims can increase your rates).
  3. Insure more than one vehicle with the same company.
  4. Keep your Home and Auto insurance with the same company.
  5. Choose higher deductible amounts.
  6. Maintain increased liability limits.
  7. Keep your annual vehicle mileage to a minimum.
  8. Any students should maintain a “good student status”.
  9. Purchase an alarm for your vehicle.
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