Back to School and Insurance

 In Auto Insurance, Colorado Insurance Professional, Renters Insurance


Wow, it is almost time to go back to college.  Summer has sure gone fast.  I hope it was enjoyable.  Let’s get back to business; will you be taking your vehicle to your college or university?  If you are going to be leaving the car at home, talk to your insurance agent and see if there are any discounts available.  Some of our carriers offer discounts for leaving your car at home; while you are at it, you might as well see if you qualify for a good student discount.

Dorm or Apartment Living

When you are thinking about leaving the campus and moving into an apartment, there are a few things you need to consider.

  1. You may need to have a car
  2. You will need to have insurance on your vehicle
  3. Most apartments require renters insurance
  4. You may want to have internet at your place; unsecured networks are not safe for online banking or credit card transactions.
  5. You may miss out on last minute events

All of these add up, but if you are sick of the dorm life of campus living combining your renters insurance with your auto insurance will open up more discounts.  This is good for you.  You will have more money to spend on late night pizza, burritos, lattes, Pop-Tarts, other food, or activities.

Buying Books

If you have to buy your own books, here are some tips to getting great deals.

  1. Buy books from friends.
  2. Rent text books.
  3. See if the book is offered in an e-format, a backpack full of text books is very heavy.
  4. A highlighted textbook is usually the best.  These books are cheaper and the answers may have already been highlighted.
  5. See if you can use a previous edition, if you can you will save a lot and I mean maybe a $100 or more per book.


My motto as a college student is “Another day, another deadline”.  Every day is a day that you have to get things done.   It doesn’t change when you get out of school either.  The key to getting good grades and passing your classes is doing your optional homework.  If you are college student you probably know what I mean, if not you can leave a comment and ask a question.

Affordable American Insurance

Affordable American Insurance is an insurance broker located in beautiful Colorado.  We sell insurance from multiple insurance companies which will help save you money on your insurance.  We offer products from: Safeco, Travelers, The Hartford, Progressive, and many more.   So if you need home, life, health, auto, or business insurance, we have a company that is right for you.

More Companies. More Options. More Savings.

Joshua Smith
Affordable American Insurance
Director of Social Media

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