Home Insurance and Winter
By the looks of the mountains and the early snow fall we could be in store for a severe winter this year.
Winterize your home
In addition to the usual steps such as caulking and weatherstripping doors and windows, installing storm windows and having your heating system professional serviced here are some tips you may have overlooked.
-Keep an emergency heating source such as a kerosene heater and fuel, in case the power fails. Install a carbon monoxide detector because fumes can build up in your home if your gas heater, wood stove or fireplace isn’t properly vented.
-Insulate water pipes that are susceptible to freezing and bursting. They’re typically in crawl spaces, the attic or near outside walls.
-To avoid damage caused by freezing in cracks in concrete driveways, sidewalks and patios, seal any cracks with a good quality concrete sealer.
-Clear gutters and downspouts to prevent ice dams. Installing gutter guards can help
keep debris out of the gutter.
-To reduce the risk of chimney fires and carbon monoxide poisoning, inspect your chimney for blockage and highly flammable creosote buildup. Check the chimney cap to be sure it’s preventing birds, small animals and debris from falling in and blocking your flue.
Stay warm and have a safe winter.
Give us a call for all your home and auto insurance needs 303-740-9600