Home Insurance and Christmas Safety

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For many people, decorating the Christmas tree is a favorite part of the holiday.  Here are  some safety tips to make sure a mishap doesn’t spoil your holiday season.

 

Christmas Trees

 

Natural and artificial Christmas trees start an average of 250 home structure fires each year, according to the National Fire Protection Association. These fires cause approximately 14 deaths, 26 injuries and $13.8 million in property damage yearly.

 

Try to select a fresh tree by looking for one that is green. The needles of pines and spruces should bend and not break and should be hard to pull off the branches. On fir species, a needle pulled from a fresh tree will snap when bent, much like a fresh carrot. Also, look for a trunk sticky with sap.

 

Cut off about two inches of the trunk and put the tree in a sturdy, water-holding stand. Keep the stand filled with water so the tree does not dry out quickly.

 

Stand your tree away from fireplaces, radiators and other heat sources. Make sure the tree does not block foot traffic or doorways.

 

If you use an artificial tree, choose one that is tested and labeled as fire resistant. Artificial trees with built-in electrical systems should have the Underwriters Laboratory (UL) label.

 

Line-voltage holiday or decorative lights start an average of 170 home structure fires each year, according to the National Fire Protection Association. These fires cause approximately 7 deaths, 17 injuries and $7.9 million in property damage yearly.

It only takes less than a minute for a Christmas Tree to start the whole house on fire.  Watch the video here: http://video.google.com/videoplay?docid=-1608307514978064274&ei=5FlBSYqSLoWiqgL45s2nDw&q=NIST+Christmas+tree+fire+Video&hl=en#

 

Tree lights

 

Only use indoor lights indoors (and outdoor lights only outdoors). Look for the UL label. Check lights for broken or cracked sockets, frayed or bare wires, or loose connections. Replace or repair any damaged light sets.

 

Also, use no more than three light sets on any one extension cord. Extension cords should be placed against the wall to avoid tripping hazards, but do not run cords under rugs.

 

Turn off all lights on trees and decorations when you go to bed or leave the house.

 

Tree ornaments

 

Always use the proper step stool or ladder to reach high places.

 

 

Read labels before you use materials that come in jars, cans and spray cans.

 

Never place lighted candles on a tree or near any flammable materials.

 

Avoid placing breakable tree ornaments or ones with small, detachable parts on lower branches where small children or pets can reach them.

 

Do not hang popcorn chains and candy canes on the tree when small children are present. They may think that other tree ornaments are also edible.

From BDH Insurance Solutions have a safe and happy holiday season.

Brent Snook

303-740-9600

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