What you should know about homeowner liability
Did you know that more than 4.5 million people nationwide are bitten by dogs each year and one in five need medical care for the bite? Even a well-behaved dog may put some bite behind a bark, particularly if the animal is stressed. In fact, any animal under your care can pose a significant liability risk should you lose control of the animal for whatever reason.
And home swimming pools? They provide hours of summer fun, but they also pose a substantial safety risk to small children and significant liability risk to you.
These are just two of the reasons why a periodic insurance review is such a great idea. Even if you don’t have a dog or a swimming pool, there’s still a risk someone could be injured on your property. Meeting with your insurance agent once or twice a year can help you make sure you have the right level of home liability insurance to protect your family’s assets. In some cases, your homeowner’s insurance may provide enough liability coverage for you and your family; in other cases you may benefit from the purchase of an umbrella policy. We’re here to help!