Tips & Resources
February 21, 2012
More spring cleaning tips from AAI
Of course, because spring is a time for new beginnings, cleaning and organization around the house are very popular this time of year. If you’re ready to tackle that monumental chore, read on for some helpful information. (And if you’re so tidy and organized throughout the year that spring cleaning isn’t a big chore for you, well, keep that to yourself! Unless you want your friends and neighbors to be jealous, that is.) Take it one room at a time. Deciding to clean or...(Read More)
February 14, 2012
Spring is coming to Colorado!
With the days getting longer and the weather getting warmer, we here at Affordable American Insurance are starting to think about spring. (Or at least hoping that springtime is coming, anyway.) And whether spring arrives on time, we’ve got you covered with tips to get you ready for the season. Get ready for spring Although everyone thinks of cleaning when it comes to spring, there are a number of things you should do to make sure your home is ready when the weather in Colorado changes....(Read More)
February 10, 2012
Have some new jewelry in the house? Protect it!
Ah, Valentine’s Day is near, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say “Be Mine” – and, of course, jewelry. It’s exciting to receive jewelry from a loved one – or to give it as a gift. Not to mention romantic. But if you’re lucky enough to have some new jewelry in your Colorado home this Valentine’s Day, you should take a few minutes to think about something you probably...(Read More)
January 1, 2012
Things to keep in mind when buying a car in Colorado
Buying a new car in Denver, Arvada, Colorado Springs or Boulder is an exciting time – but it can also be stressful. After all, you’re trying to get the best deal on price, while also deciding on the make, model and features you need. Here at Affordable American Insurance, we can’t really help you become a master negotiator when it comes to buying a car. But we can give you some things to consider when you’re looking around the lot – and when you’re trying to...(Read More)
December 19, 2011
Tips to stay safe during your snowmobile vacation
If you live or vacation where the weather gets cold and the snow starts falling, some people are content to cozy up next to the fire with a good book and concentrate on staying warm. For others, though, it’s time to get excited – because it’s time to break out the snowmobiles and head to the nearest winter recreation spot. It’s a popular activity, and for good reason: Snowmobiling allows you to explore natural areas that may be hard to access by foot (or snowshoe), and...(Read More)
December 5, 2011
Tips for Preparing for Your Holiday Driving Trip
Millions of Americans will do some traveling this holiday season – the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you’re simply driving around in Denver or headed to Arvada, Colorado Springs and Boulder. At Affordable American Insurance, we’d like to help you not only enjoy your holiday season, but help ensure you’ll be around for future holidays, too! So please take these winter-travel safety tips to...(Read More)
December 1, 2011
Make Sure Your Holidays Stay Happy … and Safe
You’ll no doubt hear the phrase “Happy Holidays!” about a thousand times over the next month or two. Here at Affordable American Insurance, we’d like to change that a little bit: “Happy – and Safe – Holidays!” While the holidays certainly bring cheer here in Denver, Arvada, Colorado Springs and Boulder, they also present some danger unless you take care when putting up your tree, lighting candles and keeping that fire going on a cold winter night....(Read More)
November 11, 2011
Staying For the Snow in Colorado This Winter? Protect Your Motorhome and RV From the Cold
First things first: If you’re a snowbird, and headed away from Denver, Arvada, Colorado Springs and Boulder this winter to a sunnier and warmer spot, you can move on to the next article. Just know that we here at Affordable American Insurance wish you a safe journey – and that we’re all a little jealous. But no hard feelings; we’ll still be here, standing ready should you need us. But for those RV owners who aren’t able to escape the winter weather in Colorado, or...(Read More)
November 11, 2011
Is Your Colorado Home as Energy Efficient as it Could Be?
Drafty windows. Leaky faucets. Dirty air filters. All are common issues here in Colorado, and they’re not only annoying – they also cost you money in decreased energy efficiency and higher utility bills. Would you like to save $200 to $400 a year on your energy costs in Denver, Arvada, Colorado Springs and Boulder? That’s how much the U.S. Environmental Protection Agency’s Energy Star program estimates that homeowners can save by incorporating technologies to make their...(Read More)
October 26, 2011
When the Weather Turns in Colorado, Make Sure Your Home is Ready
Summer has ended, but there’s no need to fret here in Denver, Arvada, Colorado Springs and Boulder: Fall brings with it crisp, cool days, wonderful colors – and football season! It also brings some maintenance tasks Affordable American Insurance recommends to help ensure your home is ready for fall and winter weather in Colorado. Check out the following information for some general tips from the National Association of Home Builders, and don’t hesitate to call us at...(Read More)
October 26, 2011
Halloween Safety: Be Ready When the Little Goblins Come Out in Denver
It’s a night full of treats for both kids and adults in Denver, Arvada, Colorado Springs and Boulder. But a number of factors – including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door – mean that Halloween in Colorado can have some tricks up its sleeve. Affordable American Insurance wants your Halloween to be a happy one. So whether you’re taking your kids out trick-or-treating, hosting a party or just staying...(Read More)
October 6, 2011
Winterizing Your Boat in Colorado
Whether you’ve got a rowboat or a big cabin cruiser, we here at Affordable American Insurance want to make sure you have the tips you need to keep your boat protected when it’s not in use. The first step in winterizing your boat after pulling it out of East Lake, Cherry Creek Reservoir, Stanley Lake, South Platte River, Arkansas River or Colorado River for the season, should be to make a list of all your winterization tasks. Check your boat and motor owner’s manuals for...(Read More)
October 6, 2011
Figure Out Your Auto Insurance Needs
When choosing auto insurance, you want complete coverage for the best price. There’s a lot to think about when choosing auto insurance. In some states, to license your car you must carry liability coverage for damages incurred by others if you cause an accident, or no-fault coverage to pay for medical and related expenses for you and your passengers caused by injuries from a car accident, regardless of fault; or carry both. Check with AAI at 303-451-8100 or sales@insuranceaai.com to see...(Read More)
August 17, 2011
Let’s Keep Our Lawns – and Ourselves – Safe in Colorado
For many of our neighbors in Denver, Arvada, Colorado Springs and Boulder, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for injuries from lawn and garden tools, according to the U.S. Consumer Product Safety Commission (CPSC). Don’t let your landscaping efforts land you in the hospital! Follow these handy safety tips. Tool Safety Tips From the...(Read More)
August 17, 2011
Summer Vacation Safety: A Little Planning Goes a Long Way
We love it here in Rocky Mountain Region and Front Range, but summertime is the time for getting away! And whether your escape is by air, land or sea, Affordable American Insurance can help ensure you are covered. Just because you’re on vacation, though, doesn’t mean you can stop thinking about safety. These tips will help you and your family get the most out of your trip – and help you get back to Denver, Arvada, Colorado Springs and Boulder safe and sound. Does my insurance...(Read More)
August 12, 2011
Denver, Summers Mean Backyard Grilling – Safely!
Just like hamburgers and hot dogs, a sizzling grill is a symbol of summer in Denver, Arvada, Colorado Springs and Boulder. And grilling isn’t just about great food. Backyard barbecues often create treasured memories with friends and family. Keep in mind, however, that when you grill, you’re literally playing with fire. Thousands of Colorado residents each year learn this the hard way, suffering damage to their homes or even serious injuries in grilling accidents. There’s good...(Read More)
July 12, 2011
You Live in Hail Country Colorado. Are You Prepared?
Whether you live in Colorado, or elsewhere, hail storms don’t last long, but they pack a real punch. Every year, hail causes nearly $1 billion in damages, mostly to repair roofs and cars. A single series of evening storms in North Texas in May of 2011 caused an estimated $200 million to $300 million in damages, according to one estimate.* You can save hundreds of dollars and hours of clean-up by making sure you understand your coverage, and taking some precautions, including checking your...(Read More)
July 11, 2011
Colorado Riders – Be Safe on Your Motorcycle!
To stay safe on Denver, Arvada, Colorado Springs and Boulder streets, you need the right skills to control your ride, and the best safety equipment for just-in-case. Affordable American Insurance cares about your safety – so keep these helpful tips in mind when you ride: When You Ride, whether it’s in Rocky Mountain Region or Front Range – Be Prepared and Protected Update our Policy when You Update Your Equipment Make sure each piece of equipment is listed on your policy. Any...(Read More)
July 5, 2011
What to do if Something Happens on, to Your Boat
Being on the water in your boat can be a real joy on places like East Lake, Cherry Creek Reservoir, Stanley Lake, South Platte River, Arkansas River and Colorado River, but it pays to know what to do if you’re involved in an accident in Colorado, or if something happens to your personal watercraft (PWC) when it’s on shore. A capsized PWC may take on water, but it is designed not to sink. If you fall from a moving craft, hit the water rear end first, with legs together and arms over...(Read More)
June 30, 2011
Be Safe Up on That Ladder, Denver!
When autumn comes in Colorado, it means leaves will drop and clog gutters, and old branches and hedges will need trimming. Whatever your crew may be doing, it likely involves using a ladder. They need the right information on how to safely use and work while up on the ladder. Affordable American Insurance wants you and your employees to be safe up there – so keep these helpful tips in mind when you set up for fall clean up or any other job that requires a ladder: Before You Climb –...(Read More)
June 23, 2011
You Need More Than a Tarp to Keep Your Boat Covered
Whether you own a Jet Ski, a small ski boat, fishing boat, or a 26-foot cruiser, knowing that you’re covered by the right insurance should give you the peace of mind to relax and enjoy every minute on places like East Lake, Cherry Creek Reservoir, Stanley Lake, South Platte River, Arkansas River and Colorado River. What We Insure We represent insurance companies that insure a full range of recreational boats including: Bass boats Fish and ski Cabin cuisers Sailboats Pontoons Jet boats...(Read More)
May 17, 2011
Suggestions from AAI For Dealing With a Water Emergency
It’s happened. There’s water everywhere – in your walls, under your carpets and soaking into your belongings. Whether caused by a burst pipe, a broken water heater or East Lake, Cherry Creek Reservoir, Stanley Lake, Arkansas River, South Platte River or Colorado River flooding, there are things you can do immediately to salvage belongings and limit damage or loss. Here are some suggestions from Affordable American Insurance that will help you, wherever you live, including...(Read More)
May 12, 2011
Tornadoes Happen Every Year; Are You Prepared?
You don’t have to be directly hit by a tornado in Colorado to experience damage. Taking some time to prepare could save you thousands of dollars and hours of clean-up. Know What Your Insurance Covers and How Much You Need In an average year, 800 tornadoes are reported nationwide, but in April of 2011 alone, 875 tornadoes were reported. Oftentimes, homes and businesses close to a tornado are damaged or destroyed by wind, rain and flying debris. Check with us at Affordable American...(Read More)
May 12, 2011
Purchasing, Safety Tips for Your Boat Trailer
When purchasing a trailer in Colorado or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft. Trailers come with closed or open frames. Closed frames help protect the wiring, but problems can be more difficult to locate and repair. Open frames leave the wiring exposed, but make it easier to spot and repair potential problems. Open frames also drain water more easily and...(Read More)
May 6, 2011
Your Guide to Colorado Personal Watercraft Safety
At Affordable American Insurance we recognize one of the fastest growing American pastimes is recreational boating. While many boaters cruise in sailboats and powerboats, personal watercraft (PWC) have become a popular way to enjoy the water too. Recreational boaters use them as tenders on larger boats, to water ski, commute and just for spring and summer fun. The following items will acquaint you with some information you should know before hitting the water on East Lake, Cherry Creek...(Read More)
April 13, 2011
Green Boating Tips for Earth Day in Colorado,
With Earth Day fast approaching, we here at Affordable American Insurance thought it would be a good time to talk about preventative measures you can take to avoid harming the environment, in addition to carrying an insurance policy that provides coverage for fuel spills and pollution liability. Maintain a clean bilge – don’t pump oily water overboard Clean safely – Use detergent sparingly. Environmentally responsible boat cleaning products can be found at www.greenseal.org...(Read More)
April 8, 2011
Estimating Your Boat’s Value in Colorado
Buying, selling or insuring a boat in Denver, Arvada, Colorado Springs or Boulder? First you’ll need to know how much your boat and/or motor is worth. Here are a few popular pricing guides as references. NADA BUC Also, you can check out the prices on boats similar to yours using these sites: IBoats Boats.com Boat Trader Boat Valuation and Insurance Coverage Tips Colorado, Residents Any permanently attached equipment is included in the boat’s value, so make sure your insurance...(Read More)
April 4, 2011
Lowering the Cost of Motorcycle Insurance in Colorado,
Simple steps can lead to savings in your pocket. Spending less money is much easier than perfecting your tight turns at high speeds on a gravel road. Take a look at some simple ways to lower your motorcycle insurance costs for Colorado, riders like you. Ride More. Worry Less. More expensive motorcycle = more expensive insurance Before you buy a motorcycle, check with Affordable American Insurance to see what it will cost to insure it. Expensive bikes cost more to repair, maintain and insure....(Read More)
April 4, 2011
Keep Your Boat in Top Shape Year-Round
Boat Maintenance Tips for Colorado Proper maintenance can extend the life of your boat, reduce the need for costly repairs, and help ensure the safety of your passengers in Colorado. Clean and Care for Your Boat, whether it’s in Rocky Mountain Region and Front Range Wash your boat regularly to prevent the long-term effects of environmental wear and tear. Routine waxing and the use of an anti-fouling paint can also help protect your boat from the elements. Consider using...(Read More)
March 15, 2011
Registering Your Boat Before You Hit the Water in Colorado
Although they are often skippered by teens and young adults, boats are not toys. Both the craft and its operator must comply with all Federal and state requirements, no matter whether you live in Colorado or elsewhere. If you’re heading out on the water, whether it’s East Lake, Cherry Creek Reservoir, Stanley Lake, South Platte River, Arkansas River or Colorado River or East Lake, Cherry Creek Reservoir, Stanley Lake, Arkansas River, South Platte River or Colorado River, or...(Read More)
March 14, 2011
Condo Unit Owner’s Insurance in Colorado
Insuring a condominium in Colorado is different than insuring a home. And the biggest difference is knowing where your responsibilities begin and end. That’s why it really pays to work with a knowledgeable insurance agent like Affordable American Insurance. Read on, or call us at 303-451-8100. Your Condo Insurance Coverage Options Your condo association buys insurance for the building and common areas. In choosing your condo policy, you should consider the areas of the building that you...(Read More)
March 10, 2011
Daylight Saving a Reminder to be Safe Colorado
In most places in the United States, Sunday, March 13, 2011, is Daylight Saving, when clocks are moved forward one hour. Regardless of whether Daylight Saving Time is recognized where you live, we here at Affordable American Insurance want to suggest it’s still a great time to improve your family’s safety. Be safe in your Denver, Arvada, Colorado Springs or Boulder home Health and safety agencies often use the approach of Daylight Saving Time to remind people to change the batteries...(Read More)
March 7, 2011
Recreational Vehicle and Motorhome Safety Tips
Avoid any delays and unexpected problems when you take your recreational vehicle or motorhome out for what should be a relaxing trip from Denver, Arvada, Colorado Springs or Boulder. Follow some of our suggestions below, and consider investing in some maintenance and safety classes to help ensure happy travels across Colorado and beyond. Take Care of Your Tires When you’re not travelingto East Lake, Cherry Creek Reservoir, Stanley Lake, South Platte River, Arkansas River and Colorado...(Read More)
February 16, 2011
Estimate Your Home Value to Match Coverage Limits in Denver, Colorado
Your home may be worth as much or more than your retirement account. As a result, it makes sense to track your home insurance as carefully as you do your 401k. Getting Started with AAI If you haven’t checked in recently, you might consider contacting Affordable American Insurance at 303-451-8100 or sales@insuranceaai.com to schedule an annual review of your home’s value and contents. We want you to be relieved, knowing you’ve made informed decisions about the amount of home...(Read More)
February 11, 2011
Colorado vacationers: Lower the Cost of your Motorhome Insurance
Insurance might be a necessity, but spending lots of money on it isn’t. We here at AAI know that you’d rather be mapping out your next destination instead of worrying about your bank balance, so read our recommendations below and start saving. If you live in Colorado, we can help! Splurge on Colorado Souvenirs Instead of Insurance Safety saves: Not only is it smart, but a clean, safe driving record can also lower your rates. The safety equipment you choose for a vehicle may mean...(Read More)
February 3, 2011
Understanding Identity Theft in Denver, Colorado
Your Identity Belongs to You. Some Suggestions From Affordable American Insurance to Help Protect It. One smart and effective way to protect yourself against identity theft in places like Rocky Mountain Region and Front Range is to prevent it. If your identity is stolen, you’ll be able to lessen problems by acting quickly, whether you live in Colorado, or elsewhere. Start with Good Habits in Print out a copy of this page and store it in a convenient place Leave your Social Security...(Read More)
January 24, 2011
Preventing Outdoor Same Level Slips, Trips and Falls
Slips, trips, and falls in outdoor environments can be caused by rain, sleet, ice and snow, and particulate soil that cause surfaces to become slippery or produce poor traction. While we cannot control environmental conditions that increase slipperiness of outdoor walkway surfaces, we can certainly reduce the likelihood of falls through improved design of exterior sidewalks, curbs, parking areas, improved lighting, and improved maintenance to increase awareness and eliminate hazards. Here is...(Read More)
January 24, 2011
Controlling Product Liability Loss in Colorado
When a company adopts certain management and operating principles, it can minimize or even eliminate products liability losses. Working these principles into your organization requires a systematic, coordinated loss control plan. At Affordable American Insurance, we recommend that you consider these three components when developing your plan. A corporate policy on product safety A product safety coordinator or committee with clearly fixed responsibilities Specific loss control measures ...(Read More)
January 24, 2011
Prepare for Driving In Bad Weather Before You Hit the Road
Rain, fog, sleet, snow, ice and wind… bad weather is the enemy of every driver in Colorado. Affordable American Insurance wants you and your employees to be safe. Even if you are satisfied that your vehicle and all of its components are in good operating condition, bad weather demands that you take a few more precautions before hitting the road. At regular intervals, especially as the winter months approach, check the following items. Abrasive Material: A bag of kitty litter or similar...(Read More)
January 19, 2011
Lowering the Cost of Classic Car Insurance in Denver, Colorado
How much you pay for insurance depends on many factors. Following the suggestions below may help you lower the cost of your classic car or collector vehicle insurance at Affordable American Insurance in Colorado. Before you buy If you’re thinking of buying a classic car or antique automobile, check with Affordable American Insurance to inquire what it will cost to insure. Usually expensive vehicles cost more to repair, maintain and insure. Insure with one company The more policies you...(Read More)
January 11, 2011
Avoid Slips and Falls at Your Workplace in Denver
Slips and falls are the second leading causes of loss for business in Colorado. And they can be prevented with a few maintenance and cleaning procedures. Most slips and falls are caused by the floor surface being too slippery from either moisture or from lack of friction due to built up debris in the surface. Affordable American Insurance wants you, your employees and customers to be safe at your business – so keep these helpful tips in mind: Check Your Floor Friction Clean floors are...(Read More)
January 5, 2011
You Live on Shaky Ground. Are You Prepared in Denver Colorado?
Believe it or not, every state in the U.S. has some degree of risk from earthquakes, including Colorado. If you live in an area susceptible to earthquakes, make sure you speak with Affordable American Insurance in order to determine whether you are covered, or if you should purchase separate earthquake coverage. Know If You Have Earthquake Coverage from AAI Affordable American Insurance will talk you through your options and discuss home improvements that can make it eligible for an earthquake...(Read More)
November 17, 2010
Lowering the Cost of Homeowners Insurance in Colorado
Who doesn’t want to save money on homeowners insurance? For homeowners and renters in Denver, Arvada, Colorado Springs and Boulder – and elsewhere – you have options when it comes to lowering your home insurance costs. Rocky Mountain Region and Front Range – How You Can Lower Your Homeowners Insurance Cost Combine policies to increase savings. Insuring both your auto and home with a single company often qualifies you for discounts on BOTH policies. Ask an agent at...(Read More)
November 16, 2010
Lower the Cost of Your Auto Insurance in Colorado
Drivers ask the team at Affordable American Insurance this more than just about anything else – how do you save money on auto insurance policies? There are a number of factors that go into determining the cost of your car insurance premiums, and AAI has some helpful suggestions to help you lower your costs. In Colorado, What Things Can You Do to Keep Your Policy Costs Low? The kind of car counts. Luxury cars and performance vehicles cost more to repair, maintain and insure than family...(Read More)
November 10, 2010
Prevent Your Pipes or HVAC System From Freezing!
As cold weather approaches in Colorado, it’s vital that you protect your building’s fire suppression system so it not only does its job should there be a fire, but that it doesn’t do more damage by freezing up, bursting, and creating massive water damage. Affordable American Insurance wants you and your building to be protected from preventable losses – so keep these helpful tips in mind when you when you set up for fall clean up: Before the cold weather comes, Colorado ...(Read More)
October 21, 2010
Who to Contact in an Emergency Situation
If the unthinkable happens, we here at Affordable American Insurance understand that your most valuable assets are more than just items on a balance sheet. That information is critical during a time of catastrophe. Sites to Check Out The following sites are additional resources to assist with preparing for and recovering from disaster. American Red Cross The American Red Cross not only provides disaster relief nationally, but is part of a global humanitarian network, responding to those in...(Read More)
October 7, 2010
Determine Your Homeowners Insurance Needs
What’s the secret to selecting the right amount of insurance coverage? Simple – the more information you provide, the easier AAI can create a homeowner’s policy that’s right for you. Homeowners Insurance From AAI Is Here to Protect You Consider these scenarios: If your Colorado state home was destroyed by fire or damaged by a natural disaster, you’d need money to repair or replace it. If a guest in your home is injured, liability protection and medical coverage...(Read More)
Jewelry Insurance: What do diamonds, necklaces, earrings, rings have in common? You may have thought that they a... 